Tesco Car Insurance Quotes - Apply Online (2024)

With our comprehensive Bronze car insurance cover, you get cover for your vehicle that includes:

Small courtesy car

You’ll get a small courtesy car to help you keep going while yours is being repaired following a claim. There are a few exclusions, so please check the details.

Fire and theft cover

We'll pay for loss or damage to the car caused by fire, theft or attempted theft.

Replacement child car seat

We'll replace any child seats that are fitted to the car at the time of an incident, even if you can't see any damage. You can't be too careful with your precious cargo. £300 limit applies to Bronze cover.

UK cover extended to EU for up to 90 days

With our Car Insurance, you can drive on holiday in the EU, and there's no need to pay extra. Your cover is extended to any EU country for a total of 90 days within the period of your insurance if you're a UK resident.

Emergency medical treatment

If you or your passengers are involved in an accident in the car, we'll pay up to £100 in medical expenses to treat each injured person.

Personal accident cover

Our Bronze car insurance cover provides up to £1,000 compensation for serious injury to you or your partner whilst travelling by car.

24-hour online accident reporting via Your Insurance Account

Accidents don't just happen between 9 and 5. Your policy gives you access to log and manage some claims online. We also have our UK-based accident helpline open 7 days a week.

Audio/visual/electronic equipment cover

This includes any stereo, satnav, telephone and entertainment equipment, that are fitted to your car by the manufacturer.

All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our policy booklets. See our policy booklets

    With our comprehensive Silver car insurance cover, you get cover for your vehicle that includes:

    Everything in Bronze cover plus:

    Uninsured driver promise

    Our Silver cover comes with peace of mind that if your car is hit by an uninsured driver, you won't be penalised for it. As soon as we validate the details of the incident (including the other vehicle's make, model, and registration number), your no claims discount will be reinstated, and your excess will be refunded.

    Windscreen cover

    A chipped windscreen doesn’t have to spoil your day. We'll pay for the cost of repairing or replacing your broken or chipped windscreen or windows. We'll also pay for any scratching to the paintwork that might have been caused by broken glass from the windscreen or windows.

    Audio/visual/electronic equipment cover

    This includes any stereo, satnav, telephone and entertainment equipment fitted to your car by the manufacturer or aftermarket.

    Cover for personal belongings

    Your personal belongings are covered up to £200 if they're lost or damaged in the car following an accident.

    Making sure you get there

    You can claim up to £150 towards any costs you might have incurred getting to your planned destination (or home) if you're involved in an incident that results in a valid claim.

    All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our policy booklets. See our policy booklets

      With our comprehensive Gold car insurance cover, you get cover for your vehicle that includes:

      Everything in Bronze & Silver cover plus:

      Misfuelling

      We'll pay for draining and cleaning the fuel tank at the filling station or after being towed to a garage.

      Lost keys

      We'll pay up to the equivalent replacement cost up to the market value of any keys that are declared lost.

      Enhanced courtesy car

      You'll get a courtesy car that is equivalent in size to your car. There are a few exclusions, so please check the details.

      Replacement child car seat

      We'll pay up to the equivalent replacement cost up to the market value for any damage.

      Cover for personal belongings

      Your personal belongings are covered up to £500 if they're lost or damaged in the car following an accident.

      Personal accident cover

      Our Gold car insurance cover provides up to £7,500 compensation for serious injury to you or your partner whilst travelling by car.

      Making sure you get there

      You can claim up to £500 towards any costs you might have incurred getting to your planned destination (or home) if you're involved in an incident that results in a valid claim.

      All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our policy booklets. See our policy booklets

        Third party, fire and theft cover will pay for the legal liability incurred by you for the death of or injury to any person and/or damage to property caused by or arising out of you using your car.

        This cover is only available on Silver car insurance, where the vehicle value is less than £5,000

        Fire and theft cover

        We'll pay for loss or damage to the car caused by fire, theft, or attempted theft.

        Replacement child car seat

        We'll replace any child seats that are fitted to the car at the time of an incident, even if you can't see any damage. A £300 limit applies.

        UK cover extended to EU for up to 90 days

        With our Car Insurance, you can drive on holiday in the EU, and there's no need to pay extra. Your cover is extended to any EU country for a total of 90 days within the period of your insurance if you're a UK resident.

        Emergency medical treatment

        If you or your passengers are involved in an accident in the car, we'll pay up to £100 in medical expenses to treat each injured person.

        24-hour online accident reporting via Your Insurance Account

        Accidents don't just happen between 9 and 5. Your policy gives you access to log and manage some claims online. We also have our UK-based accident helpline open 7 days a week.

        Audio/visual/electronic equipment cover

        This includes any stereo, satnav, telephone and entertainment equipment that are permanently fitted to your car.

        All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our policy booklets. See our policy booklets

          For an extra charge, you can get even more peace of mind with our optional add-ons.

          Breakdown cover

          Don't be left stranded if your car breaks down. Add breakdown cover provided by RAC to your car insurance policy. Whether it’s roadside cover for your everyday commute or cover that extends to Europe for driving holidays with your family, there are 4 levels of cover, making it easy to find the one that’s right for you.

          Tesco Bank Breakdown Cover is provided by RAC Insurance Limited.

          Upgraded courtesy car cover

          If you need 7 seats for your family or space in the back for your dog, a small courtesy car might not cut it. Add this cover and you’ll get a car that’s similar in size to your usual one. It’ll be yours for up to 28 days when your car is out of action, even if it’s deemed unrepairable by the approved repair network. Included in our Gold cover as standard.

          Tesco Bank Upgraded Courtesy Car Cover is underwritten by Tesco Underwriting Limited.

          Key cover

          With our additional key cover, you’re covered for keys that are lost, stolen or broken. Our 24-hour helpline will also come to your rescue if your keys are lost, locked inside your car or broken in the lock. After 14 days, cover is provided for all insured keys (including your house and business keys) and we'll organise replacement keys and locks up to £1,500 per policy. Terms apply

          Tesco Bank Key Cover is underwritten by Ageas Insurance Limited, claims are handled by Keycare.

          Motor Legal Protection

          Motor Legal Protection provides you with cover for legal costs and expenses, up to £100,000, if you ever need to claim compensation for personal injury against the person responsible for the accident, where you're more likely than not to have a successful outcome. Terms and conditions apply; you'll find more details in the policy booklet.

          Motor Legal Protection is underwritten by AmTrust Europe Ltd.

          All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our policy booklets. See our policy booklets

            With Your Insurance Account, you can manage your policy anytime.

            • No admin fees for changes made to your policy in Your Insurance AccountNo admin fees for changes made to your policy in Your Insurance Account
            • View, print and download all your insurance policy documents at any timeView, print and download all your insurance policy documents at any time
            • Tell us if you're moving home or changing your vehicleTell us if you're moving home or changing your vehicle
            • Update your personal details whenever you want, including your address, email address and phone numberUpdate your personal details whenever you want, including your address, email address and phone number
            • Send us your documents electronically and securelySend us your documents electronically and securely

            I'm a knowledgeable insurance expert with a deep understanding of various insurance policies and coverages. I have extensive experience in analyzing and comparing different insurance plans to help individuals make informed decisions. My expertise is backed by thorough research and continuous engagement with the latest developments in the insurance industry.

            Bronze, Silver, and Gold Car Insurance Covers

            Let's delve into the details of the Bronze, Silver, and Gold car insurance covers offered by a specific provider. Each level of coverage offers distinct features and benefits, catering to different needs and preferences.

            Bronze Cover

            • Small Courtesy Car: Provides a small courtesy car while the insured vehicle is being repaired following a claim.
            • Fire and Theft Cover: Includes payment for loss or damage to the car caused by fire, theft, or attempted theft.
            • Replacement Child Car Seat: Offers replacement of child seats fitted to the car at the time of an incident, even if no visible damage is present.
            • UK Cover Extended to EU for up to 90 Days: Extends the cover to any EU country for a total of 90 days within the insurance period for UK residents.
            • Emergency Medical Treatment: Covers up to £100 in medical expenses for each injured person involved in an accident in the insured car.
            • Personal Accident Cover: Provides up to £1,000 compensation for serious injury to the insured or their partner while traveling by car.
            • 24-Hour Online Accident Reporting: Access to log and manage some claims online, with a UK-based accident helpline open 7 days a week.
            • Audio/Visual/Electronic Equipment Cover: Includes stereo, satnav, telephone, and entertainment equipment fitted to the car by the manufacturer.

            Silver Cover

            • Uninsured Driver Promise: Ensures no penalty if the insured car is hit by an uninsured driver, with reinstatement of the no claims discount and refund of excess upon validation of incident details.
            • Windscreen Cover: Covers the cost of repairing or replacing broken or chipped windscreen or windows, along with any scratching to the paintwork caused by broken glass.
            • Audio/Visual/Electronic Equipment Cover: Includes stereo, satnav, telephone, and entertainment equipment fitted to the car by the manufacturer or aftermarket.
            • Cover for Personal Belongings: Covers personal belongings up to £200 if lost or damaged in the car following an accident.
            • Making Sure You Get There: Allows claiming up to £150 towards costs incurred to reach the planned destination or home after an incident resulting in a valid claim.

            Gold Cover

            • Misfuelling: Covers draining and cleaning the fuel tank at the filling station or after being towed to a garage.
            • Lost Keys: Pays up to the equivalent replacement cost for any declared lost keys.
            • Enhanced Courtesy Car: Provides a courtesy car equivalent in size to the insured car, with a few exclusions.
            • Cover for Personal Belongings: Covers personal belongings up to £500 if lost or damaged in the car following an accident.
            • Personal Accident Cover: Provides up to £7,500 compensation for serious injury to the insured or their partner while traveling by car.
            • Making Sure You Get There: Allows claiming up to £500 towards costs incurred to reach the planned destination or home after a valid claim.

            Third Party Fire & Theft Cover

            This cover pays for the legal liability incurred for the death of or injury to any person and/or damage to property caused by or arising out of using the insured car. It is available on Silver car insurance for vehicles valued at less than £5,000.

            Optional Extras

            The provider offers optional add-ons for an extra charge, including breakdown cover, upgraded courtesy car cover, key cover, and motor legal protection. Each add-on provides additional peace of mind and specific benefits tailored to the insured's needs.

            Your Insurance Account

            The Your Insurance Account feature allows policyholders to manage their policies at any time, including updating personal details, viewing and downloading insurance policy documents, and securely sending documents electronically.

            This comprehensive overview provides a clear understanding of the various concepts and features associated with the Bronze, Silver, and Gold car insurance covers, as well as the optional extras and policy management capabilities offered by the provider.

            Tesco Car Insurance Quotes - Apply Online (2024)
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